Buying in Lubbock

Your Next Move
Starts Here

Everything you need to make buying a home feel a whole lot simpler, with local expertise and honest advice every step of the way.

Start Your Search →
Chelsea McCutchen, Lubbock real estate broker
Meet Your Agent

Someone in Your Corner

I'm Chelsea, a broker and Lubbock local. I'll help you find the right home, negotiate with confidence, and make the process feel a whole lot simpler, from the first showing to closing day.

More About Me →

The Buying Process

  1. Get Pre-Approved

    Know your budget and options

  2. Search & Explore

    Find homes that fit your goals

  3. Make an Offer

    I'll guide you through a strong, strategic offer

  4. Under Contract

    We'll handle the details together

  5. Closing Day

    Get the keys and celebrate!

Search on the Go

Your Home Search,
In Your Pocket

Download my free home search app to browse Lubbock listings, get notified the moment a home that fits your wish list hits the market, and reach me directly, all from your phone.

  • Instant alerts when new listings match what you're looking for
  • Save favorites and compare homes side by side
  • Message me anytime with questions or to schedule a showing
Get It in the App Store → Get It in the App Store →
Lubbock home search app map view
Scan to Download
However You're Buying

Every Path Home Looks Different

Signing home purchase paperwork at a table
First-Time Buyers

Buying Your First Home?

No question is too basic. I'll walk you through every step, from budgeting and pre-approval to closing day, and help you find out whether you qualify for down payment assistance programs.

Meet My Lending Partners →
Packed moving boxes stacked in a room
Relocation

Moving to Lubbock?

Whether you're coming for Texas Tech, a new job, or family, I'll help you get to know the neighborhoods, schools, and commutes, with video tours if you can't be here in person.

Explore Lubbock →
Wood-framed roof trusses of a new home under construction
New Construction

Thinking of Buying New?

From spec homes that are move-in ready or under construction to building from the ground up with Lubbock's wonderful local builders, I'll help you every step of the way.

Browse New Construction →

MORTGAGE CALCULATOR

Price of Homes
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Down Payment
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Loan Term
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Home Insurance (optional)
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Mortgage values are calculated by Lofty and are for illustration purposes only, accuracy is not guaranteed.
Get Pre-Approved

Local Lending Partners

Getting pre-approved is the first step to buying with confidence. These local lenders are responsive, knowledgeable, and great to work with.

Whitney Chaney

Texas Tech Credit Union
NMLS #1213629
(806) 470-4886whitney.chaney@texastechfcu.org
Apply Now

Candice Gerron

Alliance Credit Union
NMLS #1951472
(806) 507-0631cgerron@alliancecutx.com
Apply Now

Jennifer Jobe

Cardinal Financial
NMLS #1770783
(806) 928-0902jennifer.jobe@cardinalfinancial.com
Apply Now

You're welcome to use any lender you choose.

BUYER QUESTIONS, ANSWERED

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

Chelsea McCutchen
Your next home is out there.

Ready to Start Your Search?

Let's Talk →